Credit Maintenance Senior Analyst
The Credit Maintenance Senior Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies.
Responsibilities:
- Prepare complex Credit Approvals (CA) and track CAs during approval process, following up when necessary and ensure approvals are received in compliance with policy/recorded in database accurately.
- Assist businesses by responding to information needs and contribute to the development of Global Risk Review (GRR) reports and other tools.
- Review month end GRRs for assigned portfolio segment(s) following data quality process and submit or process adjustments verifying their accuracy.
- Detect trends revealed in limit monitoring process to assess credit line needs, operational, or system needs.
- Apply in-depth knowledge and contribute to the development of new techniques and processes.
- Assume informal/formal leadership role within teams as well as coach and train new recruits.
- Involved in the coaching and training of new recruits.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
- 5-8 years of relevant experience.
- Demonstrated analytical skills.
- Demonstrated leadership skills.
- Consistently demonstrates clear and concise written and verbal communication.
- Bachelor’s degree/University degree or equivalent experience.
We offer:
- Work in a challenging area of the financial industry with one of the world's leading companies with exposure to variety of products, processes and controls.
- Cooperation with a high quality, international, multicultural and global team.
- Work in a friendly and diversified environment, appreciating differences in style and perspective and using them to add value to decisions leading to organizational success.
- Management supporting balanced and agile work (flexible working hours, home office).
- Attractive benefits package (Benefit System, medical care, pension plan etc.).
- A chance to make a difference with various affinity networks and charity initiatives.
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The key objective of the Credit Risk Management Services Team (CRMS) is to provide credit data management, policy advisory services and control related functions that facilitate and enhance the credit approval, limit monitoring and documentation review processes; and support the active management of our firm’s portfolio through leadership, individual initiative, integrity and effective execution of our business objectives.
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Job Family Group:
Operations - Services------------------------------------------------------
Job Family:
Credit Maintenance------------------------------------------------------
Time Type:
Full time------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
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